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Other Financial Aid Resources

Private Scholarships - Check community service organizations, businesses and corporation, churches and national foundations for scholarships. Some will be based on financial need, other will be based on academic achievement, leadership ability, special talents, community service, or heritage. Use the web or the directories in your library, talk with your teachers. Leads also may be listed in magazine related to your interests or skills.

National Merit Scholarships - The independent, nonprofit National Merit Scholarship Corporation awards about 5,000 scholarships each year. Talk with your high school counselor to find out how to qualify.

The Armed Forces - The U.S. Armed Forces offer educational benefits. All branches provide tuition assistance for college courses taken while on active duty under the Montgomery GI Bill.

The Army, Navy, and Marine Corps, provide tuition assistance about what you may earn through the GI Bill. The Army and Navy have programs that allow you to accumulate up to $50,000 for an education while completing an initial enlistment period; the Marine Corps allows you up to $30,000. The Army also offers loan repayment of up to $65,000 for federal loans.

Working Your Way Through College - Part-time, summer, or holiday jobs can help. Check with your local school's employment office. On some campuses, work-study programs help students find jobs.

AmeriCorps - Provides educational awards of up to $4,725 a year in return for work in community service. You can work before, during and after college and use your award for college costs or to repay federal student loans.

Finishing College Sooner - High school students can take Advance Placement exams and receive college credit for college-level courses, including languages, English, history, science, math, music, and art. Advanced college placement avoids repeating work and can save up to one year of college. See your high school counselor to learn more or visit www.collegeboard.com

After Everything Else...Student Loans - As a last resort and only after you have checked out all scholarships, grants and employment opportunities first...explore your student loan options. A student loan is a serious commitment. There are many things to consider before you apply for, or accept loan funds and it is very important that you make sure you borrow only the amount you needs and no more than you can afford.

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